Aesthetic & Cosmetic Professional Liability Insurance
Are you a nurse, doctor or dentist practicing in aesthetic and cosmetic treatments?
Hamilton Fraser has been providing aesthetic and cosmetic professional liability insurance solutions to the aesthetic industry for over 12 years, protecting practitioners against allegations of negligence and wrong doing in their practice of botulinum toxin, dermal fillers and other cosmetic treatments.
We work with all the leading names in the industry which include high profile practitioners, distributors, manufacturers and training courses to ensure that we understand your insurance requirements as much as we can.
With the costs of protection continually increasing by traditional providers of professional negligence, more and more practitioners and surgeries are turning to Hamilton Fraser for their insurance needs.
Our policies are affordable, flexible and designed to compliment any existing protection you may have from your defence organisation. As your business grows, your policy grows with you.
We can also arrange competitive insurance for both traditional and more specialised practices.
Policy Features and Benefits
- Policy excess starting from as little as £250 for Private Practitioners only
- Generous limit of indemnity of £5,000,000 any one claim and in the aggregate over the policy period
- Free Work Away Public Liability protection
- Free Products Liability cover
- Free inclusion of Personal Accident cover
- Free Libel & Slander extension
- Automatic Governing Body Disciplinary Legal Expenses insurance
- Automatic Breach of Professional Confidentiality protection
- Automatic Errors and Omissions
- Automatic Data Protection Act Defence Costs protection
- Automatic Loss of Documents cover
- Automatic Disciplinary and Coronial Inquiry Costs protection
- Automatic Criminal defence Costs and Corporate Manslaughter protection
- Cover available for corporate entities, private individuals and training companies
- No Claims Bonus for claim free business after the first year of insurance
- Flexible payment options (subject to status and credit charge)
- Cover also available to Dental Therapists and Hygienists (subject to terms and application)
Why Choose Hamilton Fraser?
View our video to find out.
Working Abroad?
We can arrange cover for you to practice in many countries outside of the UK. Call us to find out more information and to discuss your options
Phone Number: 0845 310 6300
Cosmetic Treatments Self Regulation
Our Aesthetic & Cosmetic Professional Liability Insurance policy has been developed to complement the self regulation scheme for injectable cosmetic treatments set out by the Independent Health Advisory Service (IHAS).
For more information on the IHAS and cosmetic treatment self regulation please click here
Training Course Cover
At Hamilton Fraser we place great emphasis on good quality training for aesthetic practitioners. As a training course you will need to ensure you have the correct cover in place. To obtain an immediate quote for your training cover call today on 0845 310 6300.
If you would like to find out more about becoming one of our Recognised Training Courses click here
The Hamilton Fraser Premier Club
At Hamilton Fraser Insurance we are not content with simply giving our customers the widest cover for the best price that we can, we also ensure you get added value. That's why we have negotiated these exclusive benefits for our customers to enjoy:
- 10% off home and landlord insurance with Hamilton Fraser
- Discounted membership to my|deposits, our tenancy deposit protection scheme
- Starter website package for just £199 with an interactive package for just £29.95 on myfacemybody.com
- 50% off 1 years subscription to Private Dentistry Magazine
- FREE DLT Media pack worth £16.99 which includes 12 top title magazines, usually £40
- Introduction to Skincare Peels and Dermal Roller training course for only £495, usually £700. Plus receive a free starter pack of NeoStrata products valued at £365 with Wigmore Medical Ltd
- 10% discount on one day seminars with Independent Seminars
- £25 discount on CODE AFA Membership (new business only)
- Discounted graphic design and marketing rates with
Soap Communications Ltd - 50% off 1 years subscription to Aesthetic Dentist Today Magazine
- Get 8 copies of Body Language Magazine for the price of 6. Take out an annual subscription worth £60 and get 2 copies free!
Take out cover today and start enjoying the benefits
