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May 2010

Dear ,

Welcome to Aesthetic & Cosmetic Today, the Hamilton Fraser E-Newsletter for our Aesthetic & Cosmetic customers.

Cosmetic Claims Are On The Rise

Hamilton Fraser has reported a dramatic increase of 126% in the number of claims notified by cosmetic practitioners during the past year.

The increase in claims is a warning to cosmetic practitioners of the importance of having adequate cover to protect them against any claims of malpractice or wrong doing in the practice of cosmetic treatments.

Figures released show the breakdown of notifications by treatment type:
• 33% laser
• 32% dermal fillers
• 20% botulinim toxin
• 11% laser lipolysis
• 4% other

To read the full article click here

Ethnically Speaking

A variety of treatments can be applied to ethnic skin, but practitioners must educate themselves on possible complications and managing patient expectations, explains Dr Tess Mauricio.

For years, it has been difficult to treat patients with skin of colour adequately. But this is changing with technological advancements and a better understanding of ethnic skin. So why can't we treat ethnic skin like Caucasian skin, when the dermis of Fitzpatrick type's I-VI is identical? Darker skin types have more melanin pigment in the epidermis, which acts to protect the skin from UV exposure and is not as susceptible to photo damage and wrinkling.

To read the full article click here

Supplied by

Offering You The Right Level of Protection

At Hamilton Fraser we aim to give you peace of mind on your travels with our travel insurance policy. Our policy offers comprehensive cover at a great price.

Our policies offer:

  • Medical expenses cover up to £10,000,000
  • Personal money
  • Delayed baggage cover
  • Cancellation cover
  • Winter sports cover
  • Personal accident cover

Call today on 0845 310 6325 or why not arrange your insurance online through our website just click here

The Event To Attend In 2010

The International Academy of Advanced Facial Aesthetics are holding their fourth annual conference on the 3rd and 4th of September 2010 at the Royal Society of Medicine, London.

The annual conference is one of the most popular events of the year and will feature a programme of lectures by eminent guest speakers representing every branch of facial aesthetics from cosmetic and surgical dentistry through to non-surgical facial rejuvenation.

Special Offer

Pay £249 for 2 days and your staff can attend for just £149 for the 2 day event including lunch and refreshments

Or for more information visit the IAAFA Website

Keeping In Touch

At Hamilton Fraser we pride ourselves on keeping our customers up to date with all the latest news from the buy-to-let sector.

That's why our new Twitter and Facebook pages will be a portal to view all our latest news and developments. So why not follow us on Twitter or Facebook now.

Experts in specialist insurance solutions
Hamilton Fraser Insurance  Kingmaker House, Station Road, New Barnet, Hertfordshire, EN5 1NZ
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Tel: 0845 310 6300Fax: 0845 310 6301Email UsVisit Us Online
Hamilton Fraser is a trading name of HFIS plc and are authorised and regulated by the Financial Services the Financial Services inancial Services the Financial Services
Authority. Member of the British Insurance Brokers Association (member no. 00479).

Registered Office: Elwood House, 42 Lytton Road, Barnet, Hertfordshire, EN5 5BY.
Registered in England: No. 3252806