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Thank you and welcome to everyone who decided to insure with Hamilton Fraser this March and April

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April 2010

Dear ,

Welcome to Property Insight, the Hamilton Fraser E-Newsletter for our Property Insurance customers.

What should I do if my tenant is made redundant?

First of all, don't panic. Communication is key: you don't want them to stop answering the phone or the door to you. And knowing the system can both help you, help them and ensure that your rent stays paid with the minimum of grief for everyone involved.

If your tenant's rent is paid up to date and they've generally been good to deal with up until now, there's no reason to assume that they'll suddenly turn into the tenants from hell.

Encourage your tenant to apply for housing benefit as soon as possible. Some councils can take a while to pay out, so the claim needs to be put in as a matter of urgency. For most tenants in private accommodation, Local Housing Allowance will be payable; this benefit is usually paid to the tenant, not to the landlord, so you should ensure that your tenant is aware they'll need to keep making rent payments on time.

To read the full article click here

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Tenant Checks are not an Optional Extra

Landlords must always make background checks on potential tenants, according to the National Landlords Association (NLA), the leading representative body for private-residential landlords in the UK.

Too many landlords are failing to make simple checks on tenants before handing over the keys to their rental properties. This significantly increases the risk attached to every tenancy where the landlord has no idea about a tenant's past financial history.

To read the full article click here 

Putting Your Tenants Deposit In Safe Hands

Need to protect a deposit from a tenant? Why not secure your money with my|deposits.

my|deposits is the only tenancy deposit protection scheme specifically designed for individual landlords to take and hold deposits themselves for the duration of the tenancy without having to hand them over to a third party.

As a Hamilton Fraser customer you will automatically receive a 37 discount off the registration fee!

So why not join the scheme for just 20!

Visit my|deposits today.

Quote LLSSB08 to receive your discount

Hamilton Fraser Has Arrived on Twitter

At Hamilton Fraser we like to keep you up to date with our latest developments. That's why we are proud to announce the launch of the Hamilton Fraser Twitter page. So why not follow us on Twitter

Experts in specialist insurance solutions
Hamilton Fraser Insurance  Kingmaker House, Station Road, New Barnet, Hertfordshire, EN5 1NZ
PropertyTenancy Deposit ProtectionAesthetic & Cosmetic Professional Liability InsuranceBusiness
Tel: 0845 310 6300Fax: 0845 310 6301Email UsVisit Us Online
Hamilton Fraser is a trading name of HFIS plc and are authorised and regulated by the Financial Services the Financial Services inancial Services the Financial Services
Authority. Member of the British Insurance Brokers Association (member no. 00479).

Registered Office: Elwood House, 42 Lytton Road, Barnet, Hertfordshire, EN5 5BY.
Registered in England: No. 3252806